5 Steps to Create a Financial Plan
I always hear people say, “I’m not making enough money” or “I need to invest my money.” I 100% agree with you, but in most cases these aren’t the first things you should be focused on. If you don’t have a budget or if you’re still paying off your credit...
How to Recession Proof your Personal Finances
Being in a recession is really scary! One of the biggest fears that people have during a recession is how their personal finance will be impacted: “Will I lose my job? Will I still be able to pay for my basic needs (food/rent). That’s why in this article, I will...
5 Steps to use the Monthly Personal Budget Template
I am really excited to finally launch my monthly personal budget excel template! If you haven’t got it already, what’s holding you back, it’s literally FREE! GET IT NOW In this article, I will explain how to effectively use the monthly personal budget template and how...
3 Steps to Set Future Financial Goals for Recent Grads
After New Years, everyone is scrambling to set their 2020 goals. But, 2021 is honestly not so far away! I mean it is already MARCH, only 9/12 more months to go. D: I think it’s great to have big goals for 2020, but there is only so much you can achieve in one...
4 Considerations When Setting Future Financial Goals
Setting your financial goals is THE first step to life planting and planning a future you want to live! A financial goal is any objective that you have to spend money on (ex. Buying a house, Retirement). By setting your financial goals for 2020 and for the future, you...
The Best Student Loan Repayment Strategy for You
If you have student debt, I know it is really hard to even think about it, but reading this article means you are already taking the first step to being DEBT FREE, by educating yourself on your student loans. 🙂 In this article, I will show you two main student loan...
Impact of the 2019 OSAP Changes
Over the past decade, we have witnessed rising university tuition costs and more students graduating with debt. In addition, after the 2019 OSAP changes from the government cuts to education, recent graduates and students face additional obstacles preventing them from...
How to Calculate Interest on OSAP
It’s is extremely difficult to find any source of reliable information on Canadian Student Loans. The Canadian government websites are extremely outdated and I’ve seen people turn to REDDIT to figure out how their OSAP loans work (which is probably not the best...
Benefits of a Personal Cash Budget
A few years ago, my friend decided to live at home to save money for a downpayment to buy a house. They even made a SMART GOAL (Smart, Measurable, Attainable, Realistic, Timely), where they needed to save $30,000 within 3 years. However, 2 years passed, and things...
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